Products

EXECUGUARD PROGRAM

Package policy providing combined or separate towers of insurance for:
- Directors & Officers Liability
- Employment Practices Liability
- Fiduciary Liability
Admitted in most states. California domiciled risks are ineligible.

Package policy providing combined or separate towers of insurance for:
- Directors & Officers Liability
- Employment Practices Liability
- Fiduciary Liability
- Available on a surplus lines basis only

Broad employment practices liability coverage for employment related discrimination, harassment, retaliation, wrongful termination, and other inappropriate employment conduct
Retention reduction incentives available:
- 50% reduction, if prior to the termination of any employee, the insured obtains and adopts the written advice of ePlace Solutions as respects such termination and any claim is commenced by that employee arising from the events of the termination
- 10% reduction, if insured consents to a settlement of a claim within 30 days of the first request by insurer
- 10% reduction, if a claim is reported to insurer within 30 days of when it was first made
- Retention reduction incentives subject to cap of 50% of SIR or $35,000, whichever is less
- Available on a surplus lines basis only

EPL coverage provided to the Staffing Firm with coverage extension available for client companies and temporary employees
Broad employment practices liability coverage for employment related discrimination, harassment, retaliation, wrongful termination, and other inappropriate employment conduct
Retention reduction incentives available:
- 50% reduction, if prior to the termination of any employee, the staffing firm obtains and adopts the written advice of ePlace Solutions as respects such termination and any claim is commenced by that employee arising from the events of the termination
- 10% reduction, if the staffing firm consents to a settlement of a claim within 30 days of the first request by insurer
- 10% reduction, if a claim is reported to insurer within 30 days of when it was first made
- Retention reduction incentives subject to cap of 50% of SIR or $35,000, whichever is less
Available on a surplus lines basis only

EPL coverage provided to the PEO with coverage extension available for client companies and leased employees
Broad employment practices liability coverage for employment related discrimination, harassment, retaliation, wrongful termination, and other inappropriate employment conduct
Retention reduction incentives available:
- 50% reduction, if prior to the termination of any employee, the PEO or client company obtains and adopts the written advice of ePlace Solutions as respects such termination and any claim is commenced by that employee arising from the events of the termination
- 10% reduction, if the PEO or client company consents to a settlement of a claim within 30 days of the first request by insurer
- 10% reduction, if a claim is reported to insurer within 30 days of when it was first made
- Retention reduction incentives subject to cap of 50% of SIR or $35,000, whichever is less
Available on a surplus lines basis only

Package healthcare management liability policy providing combined or separate towers of insurance for:
- Directors & Officers liability
- Employment Practices liability
- Fiduciary liability
- Regulatory liability
Admitted in all states except: AK, CA, DE, FL, KS, LA, NM, VT, WA, and WY

Designed to help clients minimize the risk of abuse within their organization and to respond effectively if an event occurs
Safeguard combines advanced risk management and proactive crisis response services with effective insurance for allegations involving acts of sexual abuse and molestation
Available on a surplus lines basis only

Broad industry appetite including: staffing firms, PEO(s), law firms, healthcare, and hospitality
Separate towers of insurance across each insurance agreement (subject to policy maximum aggregate)
Sublimit of coverage for social engineering fraud
Available on a surplus lines basis only

Targeting hotels, insurance agents, brokers, and other insurance related entities
Providing market leading Cyber Coverage and Employment Practices Liability “EPL” Coverage under a single policy
Two separate towers of insurance to address Cyber Exposure and EPL Exposure
Available on a surplus lines basis only

Broad wrongful act coverage for allegations of sexual abuse and misconduct against an insured
Coverage extended to allegations of negligent employment, investigation, supervision, training or retention of, or failure to report to proper authorities
Insured includes the named insured, subsidiaries, and insured persons (directors, officers, trustees, managers or employees)
The policy is "claims made and reported" and "duty to defend"
RDI unless continuous prior claims made coverage has been in place
Available on a surplus lines basis only

PL coverage available on an occurrence or claims made and reported basis
PL coverage provided for staffing services wrongful acts, including recruitment, selection, or placement services; ASO services; and PEO services
PL definition of employee includes staffing service employees

Occurrence based CGL coverage on ISO form CG 00 01 04 13
CGL definition of employee includes staffing services workers
CGL property damage coverage extended to the performance of staffing services for your clients